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Terms & Conditions
These Terms & Conditions (“Terms”) govern your use of harkeradvisory.com and any services, forms, assessments, or communications offered through it. By using this site, you agree to these Terms. Please also review our Privacy Policy and Disclaimer.
Use of the site
You may use this site for lawful purposes only. You agree not to misuse the site, interfere with its operation, attempt unauthorized access, or use it in any way that violates applicable law or these Terms.
No professional relationship or advice
The content on this site — including the Free Wealth & Risk Assessment, your score, and your results — is provided for general informational and educational purposes only and is not tax, legal, accounting, financial, or investment advice. Using the site, completing the assessment, or booking a consultation does not create a professional relationship. A formal engagement begins only under a written agreement signed by both parties. See our Disclaimer for details.
SMS / Text Messaging Terms
SMS Consent
By separately opting in to SMS communications — for example, by checking the dedicated SMS consent box on one of our forms — you agree to receive text messages from Harker Advisory related to the communication category described near that consent checkbox (such as your inquiry, appointment, requested services, and related service updates). SMS consent is optional, is not required to submit any form or to book an appointment, and is separate from any other consent.
Message Frequency
Message frequency may vary.
Message and Data Rates
Message and data rates may apply.
Opt-Out (STOP)
Reply STOP to unsubscribe from text messages at any time. After you reply STOP, you may receive a single confirmation message and will not receive further text messages unless you opt in again.
Help (HELP)
Reply HELP for assistance.
Carrier Disclaimer
Carriers are not liable for delayed or undelivered messages.
Consent Is Not Required
Consent to receive SMS messages is not a condition of purchasing any goods or services.
Privacy
How we handle mobile information and SMS opt-in data is described in our Privacy Policy. Mobile opt-in information and consent are not sold or shared with third parties for their own marketing purposes.
Appointments and bookings
Scheduling tools on this site allow you to request or book a consultation. You are responsible for providing accurate information. Appointments are subject to availability and may be rescheduled or canceled in accordance with the instructions provided at booking.
Intellectual property
All content on this site, including text, graphics, logos, and the Harker Advisory name and marks, is owned by or licensed to Harker Advisory and is protected by applicable intellectual property laws. You may not copy, reproduce, or distribute site content without permission, except as permitted by law.
Third-party links and services
This site may link to or embed third-party sites and services (for example, scheduling or booking tools). We do not control and are not responsible for their content, availability, privacy practices, or terms.
Disclaimers and limitation of liability
The site and its content are provided “as is” without warranties of any kind, express or implied, to the fullest extent permitted by law. To the fullest extent permitted by law, Harker Advisory is not liable for any indirect, incidental, or consequential damages arising from your use of the site. Nothing in these Terms limits any liability that cannot be limited under applicable law.
Governing law
These Terms are governed by the laws of the State of Utah, without regard to conflict-of-laws principles. [FOR REVIEW: confirm governing-law state and any dispute-resolution/venue or arbitration language your counsel wants included.]
Changes to these Terms
We may update these Terms from time to time. The “Last updated” date above reflects the most recent revision. Continued use of the site after changes indicates acceptance of the updated Terms.
Contact us
Questions about these Terms may be directed to:
Harker Advisory
552 E 3450 N, Lehi, Utah 84043
Email: frontdesk@harkeradvisory.com
Phone: +1 (801) 822-2354